By the Grace of G-d Dear Friend, I once heard someone complain ‘why is there so little paycheck left when there is still so much month left’? It’s no secret that many people live from paycheck to paycheck. That may not be so bad if the paycheck would indeed cover all their expenses comfortably. However, that does not seem to be the case. People are not keeping up to their obligations. The reports on debt in America say that 71% of workers in America are in debt. This is not very uplifting. Perhaps you too feel like you are always chasing yesterday’s bills. Never getting ahead of yourself. Certainly not managing to build a small nest egg for a retirement or for a rainy day. What would it take to put you in the black and not in the red? (I am not talking about the extraordinary cases of massive debt which may inevitably lead to bankruptcy) For most, a little miracle from G-d of an unexpected windfall would do the trick. You don’t have to win the mega lotto. It could be an unexpected tax refund. A gift from a parent who cashed in a long term investment. Perhaps a forgotten stock investment that appreciated in value. G-d has many creative ways. Many people do eventually manage to extricate themselves from the debt cycle. Some even manage to put away savings. Life is not all about money. Far from it. It is just that when it comes to money it’s easy to calculate and know how far behind you are and how far forward you jump when you get an unexpected windfall. So it’s easier to make my point about money. That even when we are behind in our finances and we don’t see where the salvation will come from, we should not despair. Sometimes G-d alleviates debt and injects unexpected incomes into the equation. When we move the discussion to personal achievement it gets a bit vaguer. Certainly if we talk about healthy lifestyle changes, one can identify certain aspects and create targets. For example, being overweight is not a positive thing for many people. It is relatively straightforward to figure out how much one may be over their ideal weight and create a plan to slim down a bit. The follow up is also a no-brainer as the ‘scale tells the tale’. Exercise is also something quite easily quantifiable. How long one can exercise for and evaluating stamina levels is the bare bones of any fitness trainer. In targets for bettering our spiritual lives it gets yet vaguer, but we can definitely find some criteria by which to judge our setbacks and successes. How well was one able to focus on prayer. How many times did you overcome your anger even when someone irritated you? Did you help the needy person or did you turn away and pretend you didn’t see them? Were you able to shift your mind away from negative thoughts to positive and holy ones. Were you charitable according to your true potential or did you just pay a token of what you really should have. In all these arenas we have some successful periods and some not such successful ones. Oftentimes, we fall short of our own expectations of ourselves. We find ourselves in a form of debt. Unable to do good on our commitments. In a way that is a good sign. It is a sign that we have reached higher than our current norm. But then we must ask. If we don’t see success shining its face on us, how should we react? Should we readjust our aims? Curtail our ambitions? Our keep on trying and hope for some unexpected help? The leap year is a concept embedded by G-d into our calendars that reminds us how we can always catch up. Even get a little bit ahead and put away something for a ‘rainy day’. Here is the concept in brief: We are instructed by the Torah to mark time by using the lunar calendar cycle. The lunar year is twelve months of 29.5 days (rounded off), which equals 354 days. The solar year is 365 days. This offsets the lunar year from the solar years by 11 days. Say for example if we started counting the new lunar year on January 1st. The following lunar year would start 354 days later on December 20th of that same year. The third lunar year would start on December 9th of the second year. By the fourth lunar year the year would begin at the end of November. This would mean that the lunar months would not be linked to the seasons of the year. For the seasons of summer, winter, spring and autumn are all based on the solar cycle and are firmly fixed in the Jan to Dec months. While the lunar year would be floating around the calendar. This cannot be allowed. The Torah teaches that Pesach must be in the spring. Which means that the gap between the solar year and the lunar year must be offset somehow. We need to make sure that the lunar years missing eleven days do not move Pesach away from the spring season. The Torah does this by inserting ‘leap years’. A thirteenth month is added every 2 or 3 years. In this way the lunar year ‘catches up’ to the solar year. By way of analogy, it would be like getting an unexpected monetary windfall and paying off all your debt. Or in the realm of personal development, finding that your goals and aspirations came to fruition. Really exciting concept. Who wouldn’t want to be debt free? And how exhilarating to be able to actualize your dreams and goals of self-fulfillment. It gets even better than that. The lunar year doesn’t just ‘catch up’. It creates a reserve. The extra 30 days that is inserted to the lunar year ‘oversteers’ and pushes the lunar calendar further ahead relative to the solar calendar than it usually is. You may have wondered why this year Pesach is so ‘late’. It is always on the fourteenth of Nissan in the evening. Never changes. But in the Gregorian calendar, Pessach this year starts ‘late’ on April 19th in the evening. This is because this year we have an added month. To explain this simply, using my earlier analogy. If we started counting our lunar year at January 1st, and every subsequent lunar year started eleven days earlier, by year three we would start the lunar year on December 9th. However, because year three is always a leap year (sometimes year two is a leap year instead), we add thirty days and now year three lunar year will begin on January 9th. The added month, pushes the lunar year ‘ahead’ and gives it some ‘wiggle-room’. So that for the next year at least, the eleven day per year ‘shortfall’ will not affect the positioning of the lunar year vis a vis the seasons of the solar system. I speak about this idea now, because this year is a Jewish leap year. An additional thirty-day month has been inserted. On Wednesday we celebrated the first day of the month of ‘Adar rishon’ the first Adar. In four weeks we will have ‘Adar sheni’ the second Adar. This most empowering message is one that the Rebbe would speak about during leap year. The leap year teaches us that G-d injects opportunities to ‘catch up’ into our lives. Furthermore, He sometimes even gives us the ‘wherewithal’ to build up a ‘reserve’. I want to use this powerful message to encourage ambitious undertakings. (A note of caution here. I refer to those goals that are within the realm of ambitious. It is critical not to cross the thin border to irresponsibility or recklessness). Truly ambitious projects require a leap of faith. If you have truly undertaken something ambitious, beyond your current norms, you may wonder where will you get the strength from? It is tempting to consider staying away from committing to advance. A person may ask himself ‘why should I overextend and overexert’? Let me stay away from making ambitious resolutions of personal refinement and deeper connection to G-d. That sounds tempting. More relaxing. But not more fulfilling. Certainly it is not an attitude that will lead us to greater achievement. Here is something you can think about that will make it easier to jump into commitment. Imagine if you knew that once in a while G-d will surprise you with a windfall. That G-d would send you everything you need to ‘wipe away your debt’. That He would relieve you of the financial, psychological, physiological and spiritual baggage that was holding you back from reaching more ambitious goals? But, with one important caveat. He would only send those opportunities to those who had gone out of their comfort zone. Only those who had committed using faith, even before they knew how they would cover it, would be allotted those unexpected blessings. Only ‘debts’ would be repaid. Those who hadn’t overextended themselves would not gain from this surprise and most generous offer. Wouldn’t you feel really bad that you hadn’t committed to those seemingly elusive goals? In certain scenarios, having this mindset is not just admirable, it can be critical. Imagine if a school said no to a Jewish kid who wanted to study Torah because they didn’t have enough money. They could have created more spaces in the school but they didn’t want to go into (temporary) debt. Imagine if then along comes a surprise donor who is looking to donate specifically to pay debts of schools. How foolish that school management would feel. And how disappointed they would be with themselves. It is simple to understand that they would regret their earlier misguided decision. The kid they rejected may be lost forever G-d forbid. Whereas the debt they were scared of, would have been wiped out if they had just had the courage to take a loan and invite that child in. That is why the Rebbe instructed his emissaries not to be fazed by temporary debt incurred while doing Jewish outreach. Certainly the work must not stop because of financial nervousness. Debts can be repaid. Souls cannot be easily restored once the opportunity to reach them has passed. This is a golden rule when it comes to charting one’s advancement in life. Knowing that Hashem wants us to do good beyond our comfort zone, should give us the faith and courage to jump beyond what seems easily achievable. Try it. Undertake to exert yourself beyond your comfort zone. Even if you don’t know how you will keep up. G-d will certainly bless your ambitions with success. Maybe not immediately. Lunar years fall behind solar years for the two years in between leap years. But then eventually things even out. They even get skewered in favor of the moon. Here is my call to action: Take the ‘leap-year offer’. Make good resolutions that are at least slightly beyond your immediate capacity. Undertake to observe more mitzvahs. Commit to deepening your relationship with G-d and your Jewish soul that He has breathed into you. To study more Torah. To give more tzedakah. To become more physically fit and healthy – this too is a mitzvah. To be more loving and pleasant to those around you. Of course you should try your hardest to fulfil your undertakings. But don’t give up if you don’t see success overnight. Or if it seems beyond easy reach. Hearten yourself with the lesson of the leap year in our calendar. G-d injects ‘windfalls’ and ‘surprises’ to offset our lack of resources. He may even send some extra, to give some ‘wiggle-room’. May you, my dear reader, as well as I, see this come to fruition in all aspects of our lives. Materially and spiritually. Shabbat Shalom Rabbi Yosef Kantor PS the month that is added is Adar. About Adar it says that when the month of Adar arrives, we must increase in JOY!!!! this year we have SIXTY DAYS of joyous Adar (two months). Let us be joyous and ambitious and merit to see Hashem’s blessings of windfalls and miracles beyond our wildest imaginations!!!
ב"ה